Investments
Our Investment Products
Our investment products are specially curated for investors seeking consistent, relatively safe and predictable long-term returns. We have developed innovative Investment options to align with our stakeholders’ end goal.
Term Investment
This is a fixed deposit where interest is paid monthly or at maturity of investment.
Features
- Minimum Principal Amount: ₦100,000.00.
- Tenor: 90- 360 days.
- Two (2) weeks’ notice required for investment termination.
Discounted Investment Note
This is a fixed deposit where interest is paid upfront.
Features
- Minimum Principal Amount: ₦5,000,000.
- Tenor: 180- 360 days.
- Interest is paid upfront and principal at maturity.
- Two (2) weeks’ notice required for investment termination.
Edumax Pearl
This is a short-term education investment plan, designed to cater to the educational needs of beneficiaries, especially for quick payments.
Features
- Minimum Principal Amount: ₦50,000.00.
- Minimum Monthly Contribution: ₦5,000.00.
- Tenor: 6 Months Minimum.
- Competitive Interest Rate.
- Interest paid at Maturity.
Commodity Finance (Mudarabah)
This is an Islamic product investment that offers a full range of commodity finance services in crop production and livestock farming.
Features
- Deposit Amount: ₦500,000 - ₦5,000,000 per unit.
- Tenor: 180 days.
- ROI is payable bi-annually with an option to roll over.
- Option to increase investment available.
- Profit Sharing.
Thrift Wise
This is a targeted savings product with scheduled monthly contributions to facilitate regular savings towards specific goals.
Features
- Minimum Initial Amounts- ₦ 50,000.00.
- Monthly Contibutions - ₦10,000.00.
- 180-360 days Tenor.
